• Objective: What’s The Point Without One?

    Objective: What’s The Point Without One?

    I had the opportunity to study Strategic Management (SM) during my MBA course. The lecturer I had for the course was always a friendly person but I have seen him going nuts over some trivial matter. One of them is working on something without an objective. Mind you, this was a few years ago. Back…

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  • Why Do We Fail as an Investor?

    Why Do We Fail as an Investor?

    I’ll start this post by admitting I have failed as an investor previously. I’m sure I will fail again in the future, but the difference is now I have a better coping mechanism when it comes to losses, especially unrealized losses. I guess I got better at managing my investment risks.    Returns There was…

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  • Enough vs Growth: View of a “Pemalas”

    Enough vs Growth: View of a “Pemalas”

    I love to ask these questions to my peers. “Between yearly income of RM250 thousand and RM 100 thousand, which one would you prefer?” Almost everyone including myself will answer RM250 thousand. The next question, “What if the stress level of RM250 thousand income is 100 times greater compared to RM100 thousand? Would you still…

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  • Compounding, Time and Patience

    Compounding, Time and Patience

    I’ve just completed reading Atomic Habits written by James Clear and planning to re-read again. This is by far the best self-improvements book I have read. To summarize, it’s about how habits are cultivated from the compounding effect of minuscule actions. I highly recommend this book as the system shared by the author can be…

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  • Beginner’s Luck: My Fishing Experience

    Beginner’s Luck: My Fishing Experience

    I’m not into fishing but years ago, I went for my first and last deep-sea fishing trip with my two angler friends. During the trip, we collectively caught many fishes and I manage to catch a barracuda. Apparently, it’s not easy to catch one but somehow, I manage to. I seriously thought to myself, what…

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  • Inflation: An Observation During Team Building

    Inflation: An Observation During Team Building

    Recently I was invited to join a weekend training at Semenyih Eco Venture. The training was designed for team-building purposes. As expected there were many activities conducted during this training session. On a personal level, I’m no longer excited about these activities. (I can’t say the same about the participants though. What a cool bunch.)…

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  • Sticky Prices: The Reason “Harga Barang Tak Turun”

    Sticky Prices: The Reason “Harga Barang Tak Turun”

    In Bahasa Malaysia (BM): Kenapa harga barang tak turun? In English: Why the prices of goods are not falling? For some reason, asking this question in BM has more oomph! Maybe I’m imagining the tone used. Anyway, next time whenever you hear politicians, friends, colleagues, family members or even you complain “kenapa harga barang tak…

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  • When It Goes South: Losing Job, Stress, Housing Loan

    When It Goes South: Losing Job, Stress, Housing Loan

    I’m a full time employed IT engineer based in Kuala Lumpur. My friends call me a mercenary because, in my 12 years of working experience, I have jumped into five different companies. The average years I’ve stayed in a company is around 2.5 years. By jumping job frequently, I get to experience the different working…

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  • Football Club Supporters: Emotional Long Term Investors

    Football Club Supporters: Emotional Long Term Investors

    I’m a Liverpool Football Club (LFC) supporter since the early 90s. Non-LFC fans fear not, this post is not about the club or its history. It’s about how supporting your club emotionally over the years can be a poor trait when it comes to long term investing. Noise Supporting a football club during good days…

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  • My Lingham’s Sauce Theory

    My Lingham’s Sauce Theory

    This universe is finite, its resources, finite. Thanos – The Avengers: Infinity War If there is one thing I’ve learned from my economics studies, it’s that resources are scarce. Take water as an example. Whenever SYABAS comes up with a water disruption notice, we immediately go into saving mode. Households will start storing water excessively,…

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