OMG, I’m Not Saving Enough!

Previously I posted a savings strategy that I have personally adopted; “the first hour I work in a day, I pay myself first”. I have given an example on how to calculate it and I’m sure some of you would have done the calculation. Chances are you may be saving more or less than the […]

I’m Ready to Save But How Much?

In my previous post, I wrote about changing our financial mindset to “pay yourself first“. Why? Because it will ensure our savings grew as income increases. The next question one should ask, “how much do I need to save?”. What is the sufficient amount? Is there an easy method and can be applied by anyone? Well, […]

Savings: Pay Yourself First

March 2007, I officially joined the workforce. At the end of the month, I received my salary and the first thing that popped into my head was, “how can I spend it?”. Back then, I knew very well my fixed expenses were rent, car loan, and petrol. After paying or keeping aside these expenses, I […]