Tag: epf
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I Was Laid Off
In 2011, a few months after signing the sale and purchase agreement (S&P) for my new home, I remember watching the film “Company Men”. The film was about a shipping company going through a downsizing exercise and how it affected the employees. One of the lead characters in the film played by Ben Affleck was…
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Diversification: It Is Not A Competition
My Investment Analysis lecturer always repeats the following mantra. “When you speak about investment, concentrate more on risk and less on return.” The common mistake we tend to do is to seek for investment instruments with the highest return. We then proceed to invest in them without taking any consideration of the purpose or risk…
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Stockdale Paradox: Realist vs Optimist vs Pessimist
The law of karma is the law of cause and effect. Effect is determined by the nature of the cause. So the result of action is determined by the nature of action. Action is only an extension to the thought processes of the mind. Therefore action is determined by the nature of your thought. The…
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When It Goes South: Losing Job, Stress, Housing Loan
I’m a full time employed IT engineer based in Kuala Lumpur. My friends call me a mercenary because, in my 12 years of working experience, I have jumped into five different companies. The average years I’ve stayed in a company is around 2.5 years. By jumping job frequently, I get to experience the different working…
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