Tag: income
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Diversification: It Is Not A Competition
My Investment Analysis lecturer always repeats the following mantra. “When you speak about investment, concentrate more on risk and less on return.” The common mistake we tend to do is to seek for investment instruments with the highest return. We then proceed to invest in them without taking any consideration of the purpose or risk…
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Savings: Pay Yourself First
March 2007, I officially joined the workforce. At the end of the month, I received my salary and the first thing that popped into my head was, “how can I spend it?”. Back then, I knew very well my fixed expenses were rent, car loan, and petrol. After paying or keeping aside these expenses, I…
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